b) The best thing about being a senior was that we’re above everyone else, and we’re the closest to leaving. You’re looked at differently when your an upper classmen especially a senior.
c) I would tell my freshman self todo my work on time! That was the only reason my grades were ever less then great. I procrastonate.
d) A news story from this year that has direct impact on me were the whole occupy movement and the crazy raise in tuition!!
e) The song that reminds me of this year issss closer to my dreams by goapele
f) I really learned how to manage my money better. Since last year I have been struggling with it but this year I have been able to save BANK all cuz of you lev(: lol
g) Something I am really proud of this year is that I kept an A in math all year, until now… but besides that I was happy about it.
h) My artifact is a video of the concert I played in last semester. http://www.facebook.com/#!/photo.php?v=10150551617758284&set=t.1342196277&type=3&theater
i) My motto this year was to not give up just because I’m so close to the end, fight to the end!
b) The hardest thing about being a junior was going to every class. I came from a school where your teacher wouldn’t even email your parent because you were absent, or just mark you absent, they would call your moma and see where the hell you were and what you were doing. From that to Berkeley high? Damn I was definitely taking advantage of the fact that I could just come and go as I pleased.
c) I remember hearing that Osama Bin Laden was dead, I remember everyone talking about it in Glasers class.
d) The biggest surprise to me was how welcoming AHA was since I transfered there that year.
e) I remember learning how to develope photos in photography class, that was pretty dope.
f) I am especially proud of the fact that I performed at the graduation, it reminded me of how close I was to graduation, and now I’m even closer!!
g) I don’t have a picture of it, but my artifact is the photo project I did of my nephew. I was soo happy but I forgot it in class and someone stole it -_- this is why I have no picture of it.
h) My motto would have to be to focus, and not get distracted.. by ANYTHING.
b) The biggest difference in returning as a sophomore was that I had already made relationships with my classmates and we were no longer the new kids. We were known.
c) I remember learning math! I had an A all year in algebra 2 and I literally knew everything and could remember all the things that I had learned. Don’t ask me what they were cuz I couldn’t tell you now.
d) If I could redo one thing from 10th grade it would have been to not have disapointed my family.. I can’t say all the details but I really fucked up that year.
e) I am especially proud of being able to keep such a high GPA with all the shit I was doing this year. The most incredible thing was keeping an A in math, I ALWAYS hated math and did terribly in every aspect but this year, I did really good.
f) My artifact was from a concert I played in. I was section leader of the ensamble, and it meant a lot that I had that weight on my shoulders. I loved it and it definitely motivated me to play better and practice more.
g) my motto this year was fuck bitches get money.. FOSHO.
b) A major news story that I remember was when Oscar Grant was shot, that was a really big deal for my school and we did a few rallys and walk outs because of it.
c) I remember learning how to play in ensamble, being more confident and learning to sightread.
d) If I could redo one thing from freshman year it would be being more social and less shy when school started.
e) this picture isn’t exactly the artifact, it was that I performed for him at a fundraser for my school I just don’t have a picture of the performance… and this picture is just much cooler.
d) I want to say that my motto for 9th grade was to keep an open mind because I jumped into a totally new environment then the one I was used to and say a bunch of wierd things… lol
1. The Fed is the central bank of the U.S.
2. It was created in December of 1913 after the financial panic in 1907 to circulate money to banks, maintain stable interest rates and to control financial stability.
3. There are a few over the U.S. but the headquarters in Washington DC
4. Their job is to make sure the U.S. has a stable income and to maintain financial stability like I said before.
5. Criticisms of the Fed are that they distribute too much or not enough money and that they should raise or lower interest rates.
My initial thoughts about this article are that the amount of students that hardly know anything about credit cards who have them are insane. I don’t understand how you can just go get one when you know nothing about what you have to pay. This only makes me want to be more educated about having a credit card before I get one so I’m not in debt the rest of my life like some of these people will. I don’t have credit cards now, but I know eventually I will. Not of course until I know all the facts.
Three facts that stood out to me were that more then 90% of the students they surveyed are carrying credit card debt because they think they know what they’re doing when by the time they’re 50 they will owe way more then they spent to begin with. Another fact was how from 2003 to 2009 the rate of credit card debt went up from $946 to more then $4,100. In only 6 years the rate went up tremendously. The last fact that stood out to me was that only 9.4% of the students surveyed paid off their credit cards in full every month. This is insane especially because most of these students don’t even know how much they are being charged for paying their card late.
Some wider implications about this issue are that it’s not only these college students that are up to their head in debt and don’t know anything about credit cards, it’s the younger generations. Also the students that study about financial business are in the same boat as the others.
One of the key findings that I found that I thought was interesting was how younger students use credit cards more often then older students because this is an example of how younger people just want to jump onto things that they don’t entirely know about rather than taking their time and learning about it.
1. The “thing” that rich people should stop saying is, “Well, $500,00 a year might sound like a lot, but I’m hardly rich.”
2. “Why, oh why, does the media bolster President Obama’s rhetoric by using his term: ‘the rich’? Would it not be more appropriate to say ‘the successfu,’ or ‘those who work harder?’”
3. “I’m not Paris Hilton! I work 70 hour weeks to make this salary!”
4. I think that it’s crap because they’re saying that they work harder than everyone else and that’s why they make so much money, when they don’t even know or pay attention to how hard anyone else is working. They don’t know that someone is working just as hard or harder and makes 10 times less than them.
BE VERY AFRAID
does this make you wanna shoot us too?
1. -1 in 4 teenagers 16-19 were unemployed in February 2012
-since mid 2008, the unempleyment rate for teenagers has been up to 23%
-american students have a students loan debt of 870 billion dollars ini 2011
-teen unemployment shoots up during recessions and shadows that of the adult unemployment rate but much higher
-the hispanic teen unemployment rate was 27.5% and the black teen rate was 34.7%
The fact that stood out to me was how high the minority unemployment rate compared to the general teen rate because it is a lot higher
2. three effects of teen unemployment are that they don’t get the opportunity to learn how to work with a team, be on time, and recieving the feeling of compensation for the work they are doing. the second is that they miss out on learning the feeling of being in a proffesional work environment and the third is that if they do work, they are expected to gain larger pay 6-9 years after high school.
3. three suggestions that this article provides are to keep the minimum wage lower so that prices for products don’t have to go up during tough economic times, another study says that minimum wage should actually be higher because we’re giving it to people who need it and in turn they are spending more which “increases economic activity and generates some jobs”. the last is to “get back the health in the labor market” which means getting more people working and shortening the lines of unemployment.
I think that it is important for us to work and learn how to be in a professional work environment. I know for me personally that it has taught me a lot and I’ve learned how to be much more patient with people and how to control the feeling of being irritated or annoyed of something. I think that it’s really good for us to have to learn how to hold the responsibility of both working and going to school, it helps with priorities and prepares us for a more professional job. Also it’s good for us to be able to have a little money for ourselves, it makes us feel better when we spend our own money on what we want rather then asking our parents and face being turned down.